Authorisation handling
Compliant capture and storage of customer authorisations for recurring debits.
For recurring and high-ticket billing, moving money bank-to-bank costs a fraction of card acceptance.
On a $5,000 invoice, the difference between a card and a bank transfer is real money. For predictable, repeat billing it compounds fast.
ACH debits are priced per transaction rather than as a percentage, so the cost doesn't scale with your ticket. For subscriptions, retainers, rent, tuition and trade invoices, that changes the maths entirely.
Send a branded invoice by email or text with a pay button on it. Customers choose bank transfer or card, you see when it was opened, and reminders go out on a schedule without anyone chasing.
What you get
Compliant capture and storage of customer authorisations for recurring debits.
Split a large balance across scheduled instalments with automatic collection.
Let customers update bank details and see their own payment history.
Reconciliation files that drop into your bookkeeping system cleanly.
Automatic retries, then a defined escalation path so nothing sits unnoticed.
Offer ACH and card side by side and steer customers toward the cheaper one.
We'll model ACH against what you're paying on cards today.
Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.