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Traditional credit card processing

A conventional rate structure, priced tight and written down where you can see it.

We don't pad the middle number

Plenty of providers choose to inflate their markup and hope nobody reads the statement. We took the other route, because when your business works, ours does too.

Statement review

Priced in the open

Interchange is set by the card brands and issuing banks — it is the same for us as it is for anyone. What varies between providers is the markup layered on top, and that is the number we put in front of you before you sign anything.

We'll also tell you when switching isn't worth it. That happens, and saying so is cheaper than losing your trust later.

  • Interchange-plus pricing available
  • Every fee itemised in writing
  • Scheduled statement reviews
  • Price-match on comparable offers
Support

Support that answers

Terminal down on a Saturday is a revenue problem, not a ticket. You get a direct line to a person who can actually resolve it, and a named rep who knows your account without pulling up a script.

  • 24/7 technical support
  • Named account representative
  • Replacement equipment shipped next day
  • On-site help where available

What you get

What comes with the account

Next-day funding

Batch out at close and see the deposit the following business day, so cash flow isn't waiting on the weekend.

Free terminal program

Qualifying accounts get equipment placed at no cost, programmed and tested before it ships.

Multiple pricing structures

Interchange-plus, tiered or flat rate — whichever genuinely costs you less at your volume and mix.

Gift & loyalty

Add branded gift cards and a points program on the same terminal you already use.

Unlimited support

No per-incident charges and no escalation maze. Call, get a person, get it fixed.

Price-match guarantee

Bring a comparable written offer and we'll match it or tell you to take it.

Send us last month's statement

We'll mark it up, show you where the money goes, and give you a straight answer.

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100%Veteran
Owned

Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.

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