Level 3 capable terminal
Hardware and gateway configured to pass the full data set on every qualifying transaction.
If you invoice other businesses, you are almost certainly overpaying on every commercial card you accept.
Commercial, corporate and purchasing cards carry the richest reward programs in the market — and the merchant funds those rewards through interchange.
Card brands offer lower interchange on business card transactions when richer data accompanies the sale: tax amount, customer code, invoice or PO number, line-item detail, freight and duty.
Most terminals never send it, so those transactions downgrade to the highest tier by default. Configure the terminal correctly and the same sale qualifies for a materially lower rate.
The higher your average ticket and the more you sell to other businesses or government, the larger the annual difference. Wholesalers, distributors, professional services, contractors and anyone holding public-sector contracts see it first.
What you get
Hardware and gateway configured to pass the full data set on every qualifying transaction.
Schedule repeat invoices and store credentials securely for regular customers.
Most accounts are configured and processing within a few business days.
Real help configuring data fields so transactions actually qualify instead of silently downgrading.
See which transactions qualified at which level, so you can verify the savings.
We revisit the account after the first full cycle to confirm the tiers landed as promised.
A short review of your ticket sizes and card mix shows what level 3 is worth to you.
Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.