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Working together for a better merchant experience

Programs for banks, software companies and referral partners who want merchant services handled properly on behalf of their customers.

Referral partnership

Referral partnership

We give financial institutions and software companies a competitive edge without the overhead of building a payments division.

If your organisation is ready to grow deposits, revenue and customer count, we handle the merchant side and you keep the relationship.

  • Straightforward referral agreement
  • No operational burden on your team
  • Your brand stays front and centre
  • Transparent reporting on referred accounts
Financial institution

Financial institution partnership

Attracting profitable business customers and holding those relationships is the whole game for a community institution.

Our Revenue Sharing Preferred Partner and Referral Bank programs are built to strengthen those relationships rather than compete for them.

  • Revenue sharing or referral structures
  • Support for your commercial customers
  • Merchant services without added headcount
  • Reverse referrals back to your core products
RSP program

RSP partnership

Competition keeps eroding margin on traditional banking products, and most institutions have never fully tapped merchant acquiring in their own market.

Through the RSP Partner Program we become your ally in offering current merchant processing to your business and commercial customers — with a sales force dedicated to your institution and operating under your brand.

The program covers customer service, terminal help desk, marketing materials, equipment deployment and programming, merchant training and activation, transaction reporting and referral updates, so your people stay focused on core banking.

  • Increase earnings from ongoing residual revenue
  • Grow deposits using your brand and branch network
  • We assume expenses, merchant liability and back-office operations
  • A dedicated sales force working your branch referrals and local market
  • Reverse cross-sell opportunities back to your branch staff
Referral bank program

Referral bank partnership

The Referral Bank Program lets you offer business customers a complete package — credit, debit and check transaction processing — through a relationship with us.

It is designed as a low-risk turnkey arrangement: we provide the back-office support, underwriting and sales resources, and your bank provides referrals of customers who need payment processing.

  • A referral fee for each approved account
  • Cash advance fee income on branch transactions
  • Monthly residual on your referred merchants' volume
  • Support across retail, restaurant, lodging, B2B, MOTO and eCommerce
  • 24/7 customer service and point-of-sale help for your merchants
We had looked at merchant services partnerships twice before and walked away both times. This one was built around our customers rather than around their commission schedule. Our commercial team refers without hesitating now.

Community bank partnerSoutheast region — RSP program

Interested in partnering?

Tell us about your institution or customer base and we'll propose the structure that fits.

Start the conversation
100%Veteran
Owned

Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.

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