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Essentials to keep you running

Whatever your industry, size or specialty, the supporting pieces should make the operation easier — not add three more vendors.

The rest of the stack

Your business deserves every advantage in a competitive market. These are the services that sit alongside processing and quietly keep cash moving.

Working capital

Cash advances & business loans

Growth, equipment, payroll gaps, a slow season. Funding based on your processing history means approval turns on what you actually do, not only on a credit score.

  • Funding based on card volume
  • Repayment flexes with daily sales
  • Fast decisions
  • No collateral required on most programs
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Check services

Check acceptance & guarantee

Checks haven't disappeared, particularly in B2B and trades. Electronic check acceptance converts them at the counter, and guarantee coverage means a returned check stops being your problem.

  • Electronic check conversion
  • Guarantee against returned checks
  • Verification at the point of sale
  • Consolidated deposits
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ACH and invoicing

ACH & invoicing

For recurring and high-ticket billing, moving money bank-to-bank costs a fraction of card acceptance. Pair it with invoicing that lets customers pay from a link.

  • Low flat-fee bank transfers
  • Recurring and scheduled debits
  • Emailed invoices with pay links
  • Automatic retry on failed payments
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Gift and loyalty

Gift cards

Gift cards are prepaid revenue and a reliable way to bring first-time customers through the door. Loyalty programs on the same platform keep them coming back.

  • Custom-branded physical and digital cards
  • Balance tracking at the terminal
  • Loyalty and points programs
  • Promotional and seasonal campaigns
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Need more than a terminal?

Tell us how your business runs and we'll map the pieces that fit.

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100%Veteran
Owned

Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.

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